55109 ZIP Code — Saint Paul, MN
Ramsey County, Minnesota
ZIP code 55109 is located in Saint Paul, Minnesota, within Ramsey County. It covers approximately 11.68 square miles and serves a population of 34,220 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 651.
About ZIP code 55109
The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1950s, giving the area an established character. Median home value is $279,300. Owner-occupancy sits near the national average at 65%.
Median household income is $79,391. 33% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.
Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.
34,220
population
11.68
sq mi land
Standard
ZIP type
Central (CT)
timezone
55109 ZIP code map
Cities in ZIP code 55109
Below are the cities the US Postal Service accepts for ZIP code 55109. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Saint Paul | Acceptable |
| Saint Paul | Acceptable |
| Saint Paul | Preferred |
Nearby ZIP codes
55128 Saint Paul (3.6 mi)
55130 Saint Paul (3.9 mi)
55117 Saint Paul (3.9 mi)
55106 Saint Paul (4.3 mi)
55119 Saint Paul (5.1 mi)
55101 Saint Paul (5.2 mi)
55127 Saint Paul (5.4 mi)
55115 Saint Paul (5.5 mi)
55110 Saint Paul (5.7 mi)
55144 Saint Paul (5.8 mi)
55133 Saint Paul (5.8 mi)
55145 Saint Paul (5.8 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 34,220 |
| Population density | 2,930 / sq mi |
| State FIPS | 27 |
| County FIPS | 123 |
| Geography | |
|---|---|
| Land area | 11.68 sq mi |
| Water area | 0.76 sq mi |
| Latitude | 45.0139 |
| Longitude | -93.0270 |
| Timezone | Central (CT) |
| Area code | 651 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 36.7% | 36.7% | 33.6% |
| $50k – $100k | 29.8% | 30.6% | 31.5% |
| $100k – $200k | 28.2% | 24.8% | 26.5% |
| Over $200k | 5.4% | 7.9% | 8.5% |
Demographics & statistics
34,220
Population
2,930
People per sq mi
36.0
Median age
$79,391
Median household income
$36,639
Per capita income
$279,300
Median home value
$1,262
Median monthly rent
65.3%
Home ownership
9.9%
Poverty rate
3.3%
Unemployment
8,859
Housing units
31.5%
Bachelor's or higher
Age distribution
Male
Female
1,194
Under 5
1,202
1,478
5–9
1,486
978
10–14
983
759
15–19
763
1,054
20–24
1,061
2,827
25–34
2,844
2,031
35–44
2,043
1,899
45–54
1,910
947
55–59
953
988
60–64
994
1,557
65–74
1,567
773
75–84
777
574
85+
578
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 8,373 | 24.5% |
| 18 and over | 25,847 | 75.5% |
| 65 and over | 5,826 | 17.0% |
| Median age | 36.0 years | |
Race & ethnicity
White
55%
Asian
21.2%
Black or African American
7.9%
Two or more races
7%
Hispanic or Latino
5.1%
Other race
3%
American Indian / Alaska Native
0.5%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| White | 19,855 | 55% |
| Asian | 7,654 | 21.2% |
| Black or African American | 2,850 | 7.9% |
| Two or more races | 2,537 | 7% |
| Hispanic or Latino | 1,856 | 5.1% |
| Other race | 1,094 | 3% |
| American Indian / Alaska Native | 179 | 0.5% |
| Native Hawaiian / Pacific Islander | 51 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 36.7% | 36.7% | 33.6% |
| $50k – $100k | 29.8% | 30.6% | 31.5% |
| $100k – $200k | 28.2% | 24.8% | 26.5% |
| Over $200k | 5.4% | 7.9% | 8.5% |
Under $10k
3.8%
$10k–$15k
3.1%
$15k–$25k
5.7%
$25k–$35k
5.8%
$35k–$50k
13.8%
$50k–$75k
15.4%
$75k–$100k
14.0%
$100k–$150k
21.6%
$150k–$200k
9.1%
$200k+
7.7%
| Range | % of households |
|---|---|
| Under $10k | 3.8% |
| $10k–$15k | 3.1% |
| $15k–$25k | 5.7% |
| $25k–$35k | 5.8% |
| $35k–$50k | 13.8% |
| $50k–$75k | 15.4% |
| $75k–$100k | 14.0% |
| $100k–$150k | 21.6% |
| $150k–$200k | 9.1% |
| $200k+ | 7.7% |
| Median income | $79,391 |
Housing
Home values
Under $50k
2.0%
$50k–$100k
1.4%
$100k–$150k
1.5%
$150k–$200k
8.9%
$200k–$300k
46.7%
$300k–$500k
35.9%
$500k–$1M
3.1%
$1M+
0.5%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $279,300 |
| Median rent / month | $1,262 |
| Owner occupied | 65.3% |
| Renter occupied | 34.7% |
| Vacant | 4.2% |
| Single-family detached | 60.2% |
| Large apartment buildings | 20.3% |
| Mobile homes | 1.0% |
| Median rooms | 5.9 |
| Avg household size (owned) | 2.86 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.6% |
| 2010–2019 | 5.8% |
| 2000–2009 | 8.2% |
| 1990–1999 | 13.2% |
| 1980–1989 | 12.2% |
| 1970–1979 | 16.6% |
| 1960–1969 | 13.1% |
| 1950–1959 | 18.0% |
| 1940–1949 | 4.2% |
| 1939 or earlier | 8.0% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.1% |
| 1 bedroom | 12.6% |
| 2 bedrooms | 27.6% |
| 3 bedrooms | 35.5% |
| 4 bedrooms | 17.6% |
| 5+ bedrooms | 4.6% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 10.5% |
| 1 vehicle | 30.1% |
| 2 vehicles | 37.4% |
| 3 or more | 22.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 72.4% |
| Electricity | 23.5% |
| Propane / LP gas | 1.4% |
| Fuel oil | 0.3% |
| Wood | 0.2% |
| No fuel used | 1.4% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,192 | 40.8% |
| Cohabiting couple | 1,401 | 11.0% |
| Male householder, no spouse | 1,985 | 15.6% |
| Female householder, no spouse | 4,143 | 32.6% |
| Households with children under 18 | 3,806 | 29.9% |
| Households with seniors (65+) | 3,998 | 31.4% |
| Average household size | 2.64 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 42.1% | 34.8% |
| Married | 45.3% | 40.3% |
| Separated | 1.5% | 0.9% |
| Widowed | 2.4% | 9.9% |
| Divorced | 8.7% | 14.1% |
Education
Less than 9th grade
4.7%
Some HS, no diploma
4.6%
HS graduate
26.5%
Some college, no degree
22.0%
Associate's degree
10.6%
Bachelor's degree
22.7%
Graduate / professional
8.8%
| Metric | % |
|---|---|
| HS diploma or higher | 90.7% |
| Bachelor's or higher | 31.5% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 686 | 8.8% |
| Kindergarten | 683 | 8.7% |
| Elementary school | 3,314 | 42.4% |
| High school | 1,384 | 17.7% |
| College / grad school | 1,754 | 22.4% |
Employment
Industry of employment
Education & healthcare
28.4%
Manufacturing
14.9%
Retail trade
12.8%
Professional & management
8.6%
Arts, food & hospitality
7.6%
Finance & real estate
7.5%
Construction
5.0%
Other services
4.1%
Transportation & utilities
3.6%
Public administration
2.9%
Wholesale trade
2.0%
Information
1.5%
Agriculture & mining
1.0%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 37.8% |
| Service | 17.6% |
| Sales & office | 23.2% |
| Natural resources & construction | 8.2% |
| Production & transportation | 13.2% |
Employment type
| Type | % |
|---|---|
| Private sector | 87.1% |
| Government | 10.6% |
| Self-employed | 2.2% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 76.7% |
| Carpool | 11.2% |
| Public transit | 1.9% |
| Walk | 0.4% |
| Work from home | 8.6% |
| Other means | 1.1% |
| Avg commute (minutes) | 23.2 |
Poverty
All people
9.9%
Under 18 years
10.4%
18 and over
9.7%
Married-couple families
2.7%
Female-led households
15.6%
Income support
| Source | % of households |
|---|---|
| Social Security | 33.0% |
| Retirement income | 27.2% |
| Supplemental Security | 4.5% |
| Cash public assistance | 5.6% |
| Food stamps / SNAP | 10.4% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 30.6% |
| High blood pressure | 29.5% |
| High cholesterol | 29.1% |
| Diabetes | 9.1% |
| Heart disease | 5.8% |
| Stroke | 2.9% |
| Asthma | 8.7% |
| Arthritis | 22.7% |
| Kidney disease | 2.7% |
| Pulmonary disease | 5.2% |
| Cancer | 6.8% |
| Behavior / access | % |
|---|---|
| Smoking | 15.7% |
| Binge drinking | 17.8% |
| No physical activity | 19.6% |
| Less than 7 hrs sleep | 27.3% |
| Depression | 23.4% |
| Fair or poor health | 11.5% |
| Poor mental health | 13.7% |
| Poor physical health | 8.9% |
| No health insurance | 11.1% |
| Visited doctor (checkup) | 70.6% |
| Visited dentist | 68.2% |
| Cholesterol screening | 89.1% |
| Teeth loss | 10.0% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,609 | 6.2% |
| Disability | % |
|---|---|
| Any disability | 13.6% |
| Under 18 | 3.8% |
| 18–64 years | 10.7% |
| 65 and over | 38.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 69.3% |
| Public insurance | 41.4% |
| No insurance | 4.0% |
| Uninsured under 19 | 2.8% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 31,824 | 93.0% |
| Spanish | 3,592 | 11.3% |
| Other Indo-European | 721 | 2.3% |
| Asian & Pacific Islander | 449 | 1.4% |
| Other languages | 2,262 | 7.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 29,303 | 85.6% |
| Born in same state | 28,710 | 83.9% |
| Born in different state | 22,785 | 66.6% |
| Foreign born | 593 | 1.7% |
| Naturalized citizen | 4,917 | 14.4% |
| Not a US citizen | 3,187 | 64.8% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 3,299 | 9.6% |
| Polish | 2,647 | 7.7% |
| French | 1,286 | 3.8% |
| Arab | 1,075 | 3.1% |
| English | 339 | 1% |
| Ancestry | Count | % |
|---|---|---|
| German | 251 | 0.7% |
| Irish | 224 | 0.7% |
| Dutch | 182 | 0.5% |
| Norwegian | 7 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 37.2% |
| Internet access | 93.4% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 55109
What city is ZIP code 55109 in?
ZIP code 55109 is primarily assigned to Saint Paul, Minnesota.
What county is ZIP code 55109 in?
ZIP code 55109 falls within Ramsey County, Minnesota.
What is the population of ZIP code 55109?
ZIP code 55109 has an estimated population of 34,220 residents, with a density of 2,929 people per square mile.
What is the typical home value in ZIP code 55109?
The median home value in ZIP code 55109 is $279,300.
What is the median household income in ZIP code 55109?
The median household income in ZIP code 55109 is $79,391, above the national median of ~$75,000.
What timezone is ZIP code 55109 in?
ZIP code 55109 observes the CST timezone.